BATON ROUGE – FEMA officials are urging flood victims to appeal their decision if they disagree with their determination letter as a quick fix to their application could make a difference.

Officials say to read their determination letter carefully to understand FEMA's decision. Many times, according to officials, applicants only need to submit extra documents for FEMA to process the application. FEMA can reconsider an applicant in some cases if they:

- Submit insurance documents.Provide documents from your insurance company that detail your coverage or settlement is insufficient to make essential home repairs, provide a place to stay, or replace certain contents. FEMA cannot duplicate homeowner or renter insurance benefits.

- Prove occupancy. Provide documents that prove the damaged home or rental was your primary residence by supplying a copy of utility bills, driver's license or lease.

- Prove ownership. Provide documents such as mortgage or insurance documents, tax receipts or a deed. If you don't have a deed handy, contact your local or parish officials about obtaining a copy.

If residents feel the amount or type of assistance is incorrect, they can submit an appeal letter and any documents to support their claim, including a contractor's estimate for home repairs. Applicants can also reference an online booklet called "Help After a Disaster" here: www.fema.gov/help-after-disaster

The applicant's letter should also include

- Your full name
- Your registration number on all pages
- The FEMA disaster declaration number—DR-4277-LA—on all pages
- Your signature

Documents and letters should be mailed within 60 days of receiving their determination letter and can be mailed to the following address:

FEMA National Processing Service Center
P.O. Box 10055
Hyattsville, MD 20782-7055

Applicants can also submit them online at disasterassistance.gov or fax them to 800-827-8112. The FEMA helpline can be accessed by calling  800-621-3362 or by going to a Disaster Recovery Center.